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Who has your back?
I was enjoying my time in the water with five ten foot long Caribbean reef sharks. I had the sharks in front of me. I had a camera with a large underwater housing in my hands that I could use to push them away should they get to close. The water was clear and warm…
Read MoreThe Mortgage Deduction Myth
The topic for this blog is…The Mortgage Deduction myth When I advise people to pay off their house prior to retirement, I often hear that they feel they need the mortgage deduction and they do not want to pay if off right now. I call these people…wrong! You do not need a mortgage deduction. Here…
Read MoreLearn to Love the Lava
The topic for this blog…Simplicity At age 69, I am not as strong, fast, sharp or organized as I use to be. And yet, I continue to be able to function quite well. How?…it is simple. Linda (my fabulous wife of 47 years) and I decided to simplify everything in our lives. We moved to…
Read MoreAnnouncing Your Retirement
Topic for today…When to let people at work know you are retiring. This one is fresh out of current experience. I have a close friend who just told two of his favorite people at work the secret that he was going to retire in a year or two. No problem…these are two of his closest…
Read MoreFear Not the Social Security Administration
Hey, here is a happy topic…the Social Security Administration. Wait…don’t run off just yet. There is good news. I did 100% of my dealing with the Social Security folks, to set myself up to get those huge monthly checks, online. I have never set foot in a Social Security office. And…the online process was easy…
Read MorePreparing for Disasters: Stuff Happens
I am going to keep these short…the older I get, the more precious time becomes. So here we go… Personal opinion…I think most of us are horrible at planning for disasters. What do I mean? I mean that we all know darn well that disaster will strike everyone of us, but most of us wait…
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